Institutional investors appear to be changing course. After years of focusing on XRP and Dogecoin (DOGE), new data indicate a shift toward more utility-driven assets as institutions seek the top altcoins heading into 2025.
Analysts claim that “smart money” has begun to build positions in Remittix (RTX), a payments-focused altcoin that is exhibiting early indications of Ethereum-like adoption potential, even if older coins continue to dominate headlines.
XRP: Stable But The Momentum Has Cooled
XRP remains a cornerstone of the payments narrative, but its once-explosive growth has flattened. The token is trading around $2.4, with analysts maintaining a neutral-to-bullish XRP price prediction, provided the rumoured spot ETF approval materialises in November. Institutional trading volumes have decreased by 18% this month, indicating that large investors may be shifting their focus elsewhere for better upside potential.
Ripple’s partnerships in Asia and the Middle East continue to expand, but many now see XRP as a mature asset, dependable, yet limited in near-term growth. While it remains part of institutional portfolios, it’s no longer the go-to option for high-growth crypto exposure.
Dogecoin: Retail Favourite, Institutional Fatigue
Dogecoin (DOGE) is currently trading at about $0.18 and on-chain data indicates that institutional wallet inflows have decreased, indicating that interest has moved to more recent ecosystems with clearer roadmaps.
Elon Musk’s endorsements still create price spikes, but Dogecoin’s lack of technical upgrades limits its long-term potential. Many traders now classify DOGE as a low-cap crypto gem with nostalgic appeal, but not a serious contender for DeFi projects. As institutions pursue assets with tangible use cases, Dogecoin’s speculative cycle appears to be cooling.
Remittix: The New Favourite Among Smart Money
While XRP and Dogecoin steady out, Remittix (RTX) is emerging as one of the top altcoins institutions are quietly eyeing. The project bridges crypto and real-world payments, allowing users to send digital assets directly to bank accounts in over 30 countries, a feat few tokens have achieved at scale.
Built on Ethereum and expanding to Solana, Polygon and Avalanche, Remittix (RTX) is a cross-chain DeFi project that integrates DeFi and payments into a single ecosystem. The Remittix wallet beta is live, already processing real transactions. With close to $30 million raised, 40,000+ holders and confirmed listings on BitMart and LBank, momentum is undeniable.
Analysts believe Remittix (RTX) carries potential, a practical platform capable of redefining digital payments the way Ethereum reshaped smart contracts. Its combination of low gas fees, staking opportunities and crypto with a real utility narrative makes it a clear pick for those seeking the best crypto investments in the next cycle.
Remittix is the Next Big Crypto to Buy Now
Institutional investors are no longer chasing hype. They’re hunting for tokens that deliver real-world use, long-term scalability and early entry value. Remittix (RTX) fits that profile, offering the practicality of a fintech solution and the upside of an early-stage blockchain project.
For those looking beyond XRP and Dogecoin, this could be where the next primary institutional wave begins, the intersection of DeFi, payments and global accessibility.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
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Disclaimer:
This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry risk, including total loss of capital. Readers should conduct independent research and consult licensed advisors before making any financial decisions.
All market analysis and token data are for informational purposes only and do not constitute financial advice. Readers should conduct independent research and consult licensed advisors before investing.
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