Digitap’s Banking Innovation Drives Significant Interest in Its Ongoing Presale

XRP’s December recovery faces significant challenges as the price remains in a bearish channel, consolidating between $2.23 and $1.95. Moreover, macroeconomic pressures could push it lower. Amid uncertainty over XRP’s short-term direction, Digitap ($TAP) emerges as a promising alternative for global banking.

The platform combines traditional banking with digital assets, providing practical utility and growth opportunities. Could $TAP be the best crypto to buy now in December? This article discusses XRP’s challenges, the utility-driven upside of $TAP, and why Digitap’s presale has been attracting major investor attention.

XRP Price Trapped in Bearish Channel as $2.00 Support Holds by a Thread

XRP has been consolidating between $2.23 and $1.95 over the past week. The altcoin faces selling pressure after an 18% November drop erased its early-2025 gains. Technically, XRP remains confined in a descending daily channel, with key support at $2.00. If a breakdown occurs, the XRP price could test $1.80 or even $1.60.

The first key resistance is found around $2.30, above the bearish channel. An RSI below 50 indicates that momentum is still bearish. Moreover, CoinCodex predicts that XRP might be bearish in December and has recorded only about 37% green days over the past month.

Utility-Driven Upside vs. Macro Risk: Payment Surge Challenges Bearish Outlook

On other news, Ripple locked 700 million XRP in escrow on December 1 with no releases, easing supply fears. Network upgrades like Rippled 2.6.2, scheduled for December 19, are set to enhance scalability. However, traders are closely watching for a possible decline to $1.80 if macroeconomic pressures from Fed rate cuts and BOJ hikes intensify.

Adding to the volatility, CryptoQuant data shows XRP Ledger Velocity has surged to its highest level of the year, signaling rapid trading and heightened liquidity.

This, combined with a rise in short positions, suggests any negative catalyst could erase further gains. Despite these risks, a  surge in on-chain payments over three months points to potential utility-driven gains for XRP in 2026 if $2.00 support holds.

However, with ongoing uncertainty surrounding XRP’s recovery, $TAP offers an alternative for investors seeking the top altcoins to buy this year.

Digitap: The Promising Banking Solution for the Future of Finance

Digitap gives users seamless access to fiat and crypto through a mobile-first interface. It allows easy deposits, withdrawals, transfers, and exchanges between crypto and fiat, all while maintaining a high level of security and compliance with global regulations.

Moreover, Digitap supports multiple currencies and offers real-time payment capabilities. Its powerful account options cater to personal, business, and enterprise users. This fosters seamless bridging between decentralized finance and traditional financial systems.

Consequently, crypto enthusiasts recognize Digitap as one of the top crypto presales of 2025.

The $TAP token, Digitap’s native cryptocurrency, powers the platform, enabling staking, transactions, and governance. At $0.0361, $TAP allows early investors to be a part of a project that merges TradFi and DeFi. Hence, it could be one of the best altcoins to buy in December.

$TAP’s Growth Potential: A Forward-Looking Investment Opportunity

Digitap is taking advantage of the rapidly growing omnibank market, projected to reach 3.6 billion mobile users by 2030. As more individuals and businesses demand faster, cheaper, and more reliable financial services, Digitap’s integrated solution stands out as a key player in this space.

The platform’s ability to offer frictionless crypto-fiat interoperability and reduce cross-border payment costs makes it one of the top crypto presales to invest in today. $TAP is now in round 2 of its presale, and 97% of this round is already sold out. The presale has raised over $2.3 million and sold nearly 140 million tokens, with more than 120,000 wallets connected.

Based on the tiered pricing structure, $TAP’s value will increase to $0.0371 within the next few days. As the need for integrated financial services grows, $TAP could potentially be the best crypto to buy now in December.

Digitap Could Be the Best Crypto Presale to Invest In Now

As XRP faces ongoing challenges and global financial systems continue to evolve, the demand for seamless integration of fiat and crypto is more pressing than ever. Digitap is uniquely positioned to address these needs, offering a mobile-first platform that bridges the gap between traditional finance and decentralized assets.

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With growing adoption and increasing demand for integrated financial services, Digitap is poised to capitalize on this momentum. Since $TAP is the utility token behind this platform, it may be worth considering among the best altcoins to buy this month.

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