Cardano continues to show weakness below $0.90 with an ongoing pattern of stagnation, frustrating long-term holders. The market is showing its hand, and large-cap altcoins no longer promise explosive upside. But in crypto, there is always opportunity.
Trump is opening up 401ks, and the president’s executive order to unlock access to crypto in 401k retirement plans has set the stage for nearly 90 million Americans to invest directly via their retirement accounts. This is the largest expansion of access to crypto ever seen in history.
Boomers who have been walled off from crypto will be able to participate, and analysts believe their capital will not flow into bloated layer 1s but into projects that look, feel, and operate like fintech startups: live products with revenue, utility, and trust. That is why Digitap ($TAP), the world’s first omni-bank, is gaining momentum as one of the best cryptos to buy now.
Source: https://x.com/WatcherGuru/status/1970203890642501981
Billions About to Enter Crypto Markets?
In a letter to SEC Chair Paul Atkins this week, lawmakers called for swift action to implement Trump’s executive order. Their aim is to open 401k plans to crypto, loosening restrictions that have excluded retirement savers from one of the fastest-growing markets on earth. If enacted, this change could redirect billions into digital assets.
However, retirement savers tend to prefer investments with utility and long-term staying power rather than speculative tokens, and investors need to be aware of this. Boomers will not buy Fartcoin in their 401ks, but projects like Digitap, which resemble fintech startups, could be attractive to them.
Boomers will want live apps and revenue models, not memes and bloated large-cap alts. The times are changing, and now the best-performing cryptos will likely be those favored by institutional-style capital searching for sustainable growth stories.
Why Large-Cap Altcoins Are Losing Their Spark
Cardano’s struggle at $0.90 illustrates the problem clearly. With a market cap of nearly $30 billion, the upside potential is slim. Even if ADA doubled, investors would see very modest gains compared to the wild upside available in early-stage projects.
These projects remain important pieces of crypto infrastructure, but in clear words, they no longer offer the kind of ground-floor entry that defines wealth-making trades in crypto. For retirement savers entering the market through 401k access, this difference is crucial. They will not be seeking the fading giants of past cycles. They will be seeking the fintech-like disruptors with real adoption curves ahead of them.
Digitap: A Fintech-Style Disruptor
Digitap is a live omni-bank platform available today for download on iOS, Android, and desktop. Users can deposit, withdraw, transfer, exchange, and spend across both fiat and crypto from a single dashboard. This project is bringing money into the 21st century and is the perfect disruptor for outdated industries like cross-border payments.
The big ticket item is Digitap’s multi-rail settlement system. Transactions are routed across both traditional rails like SWIFT, SEPA, and ACH, and blockchain rails, and these routes are AI-optimized. The result is transformative: money that moves globally at the speed of information, and no bottlenecks between fiat and crypto.
Digitap looks less like an altcoin and more like the next-generation banking app. This familiarity is exactly what older investors will prefer as 401k access expands.
Best Crypto to Buy Now Before 401k Capital Flood
As ADA struggles below $0.90, Digitap is soaring as one of the best cryptos to buy now before Trump opens up 401ks to crypto. Its presale has already raised nearly $200,000, and investors can purchase $TAP today for $0.0125. The next stage will be priced at $0.0159, giving early movers an advantage, and if the current inflows maintain, the initial stage will be sold out very soon.
The opening of 401k access to crypto under Trump’s executive order could redirect billions in retirement savings into digital assets. That capital will not chase memes. It will chase utility-driven projects with real-world adoption. And Digitap looks like the clearest candidate.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale https://presale.digitap.app
Social: https://linktr.ee/digitap.app
Disclaimer
This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry risk, including loss of capital. Readers should conduct independent research before making investment decisions.