In today’s competitive business landscape, a solid business plan is more than just a roadmap—it’s the document that determines whether banks, SBA lenders, or investors will take your idea seriously. For startups, small businesses, or established companies seeking expansion, the stakes are high. According to the U.S. Small Business Administration, businesses with clear, data-backed plans are significantly more likely to secure funding and achieve long-term success.
Yet many entrepreneurs struggle to create a professional plan on their own. Writing a business plan requires not just industry knowledge but also financial modeling expertise, market analysis, and strategic storytelling. This is why hiring a professional business plan writer or consultant can make the difference between rejection and approval.
In this article, we’ve compared the top 10 business plan writers in the USA for 2025, highlighting their strengths, specialties, and what makes each stand out. Whether you need a plan for SBA loans, investor fundraising, or internal strategy, this list will help you identify the right partner.
Why Work with a Professional Business Plan Writer
A DIY plan might save money upfront, but lenders and investors can spot a generic template immediately. Working with a professional business plan writing service ensures your document is customized, data-driven, and aligned with industry standards.
Top firms provide:
- Accurate financial models that stand up to scrutiny.
- Market analysis based on credible data sources.
- Tailored narratives that show how your business will compete and grow.
- Compliance with SBA, bank, or investor requirements.
Ultimately, hiring a business plan writer saves time, reduces stress, and increases your chances of securing funding.
Top 10 Business Plan Writers in the USA (2025)
1. OGScapital – The Leading Business Plan Consultant
Website: ogscapital.com
OGScapital has been a trusted business plan consultant in the USA since 2006, helping more than 5,000 entrepreneurs across 42 industries secure over $1.5 billion in funding. Their team of 60+ senior consultants specializes in SBA-compliant business plans, investor-ready pitch decks, and detailed feasibility studies.
Why they stand out:
- Deep expertise in SBA loan business plans.
- Tailored financial models with DSCR and cash flow analysis.
- End-to-end support, from research to lender submissions.
- Proven track record with startups, franchises, and established businesses.
If you need a professional, lender-ready document, OGScapital is the top business plan writer to consider in 2025.
2. Wise Business Plans
Known for affordable packages, Wise Business Plans caters to startups and small businesses looking for SBA loan and investor plans. They emphasize clarity and simplicity, making them a strong choice for first-time entrepreneurs.
3. Growthink
A veteran firm with over 20 years of experience, Growthink specializes in investor-focused business plans, market research, and pitch decks. They are well-known in the venture capital space.
4. LivePlan by Palo Alto Software
LivePlan combines professional templates with guided software. While not a full-service consultant, it helps entrepreneurs create structured, presentable business plans at a lower cost.
5. Pro Business Plans
Focused on customized strategies, Pro Business Plans works with startups and enterprises. Their strength lies in producing investor-grade financial models and competitive market analysis.
6. Bargain Business Plan
A budget-friendly option that provides standardized SBA loan plans. While less personalized, they are suitable for entrepreneurs seeking quick turnaround.
7. Cayenne Consulting
Cayenne specializes in investor-focused plans, particularly for technology startups and SaaS companies. Their consultants provide in-depth market research and fundraising support.
8. The Plan Writers
With a team of MBAs, The Plan Writers provide business plans tailored for SBA loans, franchises, and investor presentations. They also offer supplementary services like pitch decks.
9. Joorney Business Plans
Joorney is known for its strong focus on immigration-related business plans (EB-5, E-2 visas), but they also create SBA and investor plans. They are highly structured and detail-oriented.
10. Upwork/Freelance Experts
For entrepreneurs on a budget, hiring a freelance business plan writer via Upwork or Fiverr can be a cost-effective option. Quality varies, but some experienced consultants offer personalized support at lower rates.
Conclusion: Choosing the Right Business Plan Writer in 2025
Finding the best business plan writer in the USA depends on your goals. If you’re seeking SBA loan approval, you need a consultant familiar with lender requirements. If you’re pitching to investors, your focus should be on storytelling, growth potential, and market opportunity.
For businesses serious about funding, OGScapital remains the #1 choice, offering a balance of expertise, customization, and proven success. However, the other nine firms also offer strong options depending on your budget and project needs.